Financing at Gumtree Dental Care
Flexible Financing Options for Your Dental Care
At Gumtree Dental Care, we believe that everyone deserves access to the dental care they need without financial concerns standing in the way. That’s why we’re pleased to offer flexible financing options through Beautifi.
With Beautifi, you can explore convenient payment options that can make your dental treatment more manageable and fit more comfortably within your budget. Whether you’re considering a routine treatment or a more extensive dental procedure, our financing options can help you move forward with greater confidence and peace of mind.

How it Works
Custom payment plans to help make your procedure more affordable.
- Understand your procedure
- Estimate your payments
- Apply in only under 2 minutes
- Get approved and book your procedure
Everything you need to make your transformation possible.
- No Impact to Your Credit Score
- You can check your options without hurting your credit score.
- Loans from $1,000 up to $50,000
- You can borrow between $1,000 and $50,000 depending on what you need.
- Terms from 6 months to 6 years
- Pick a payment length that works for you. Anywhere from 6 months to 6 years.
- No money-down required
- Get started today without paying anything out of pocket.
- Pay off your loan anytime
- Pay it off anytime that works for you, without penalty.
Beautifi is Canada’s leading provider of financing for elective healthcare, including dental procedures.
Beautifi helps make dental care more accessible by allowing patients to spread the cost of treatment over time rather than paying the full amount upfront.

Frequently Asked Questions
What is Beautifi and What Can I Finance?
Beautifi is a Canadian financing company that offers flexible payment options for elective healthcare. For our patients, financing is available specifically for eligible dental treatments and procedures, making it easier to access the care they need without paying the full cost upfront.
Does It Cost to Apply or Affect My Credit Score?
No, there’s no cost to apply with Beautifi. You can submit an application or seek an approval decision for free. There are no application fees or upfront charges just to see what you qualify for.
Applying also does not impact your credit score. One of the core benefits of Beautifi’s platform is that you can check available rates and options without worrying about hurting your credit. That means you can explore your financing choices, compare monthly payments, and decide if it’s right for you with total peace of mind.
Applying also does not impact your credit score. One of the core benefits of Beautifi’s platform is that you can check available rates and options without worrying about hurting your credit. That means you can explore your financing choices, compare monthly payments, and decide if it’s right for you with total peace of mind.
How and When Is Payment Due?
Once your loan is approved and you’re ready to proceed, Beautifi sends payment directly to your doctor or service provider. You don’t have to handle the funds yourself.
The timing of the payment is coordinated with your provider’s preferences and typically happens between one day and six weeks before your procedure. This ensures your clinic or provider is paid on time while you focus on preparing for your treatment, not on managing the logistics of payment.
The timing of the payment is coordinated with your provider’s preferences and typically happens between one day and six weeks before your procedure. This ensures your clinic or provider is paid on time while you focus on preparing for your treatment, not on managing the logistics of payment.
How Much Can I Borrow and What Are the Terms?
Beautifi offers open loans starting at $1,000 and going up to $50,000, giving you flexibility whether you’re financing a smaller treatment or a more comprehensive procedure.
Repayment terms range from 6 months to 6 years, so you can choose a plan that fits comfortably into your monthly budget. Because the loans are open, you’re not locked in. You can pay extra or pay off the full balance at any time without penalties. The idea is to let you spread out the cost of your procedure while still giving you control and flexibility over how quickly you want to be debt-free.
Repayment terms range from 6 months to 6 years, so you can choose a plan that fits comfortably into your monthly budget. Because the loans are open, you’re not locked in. You can pay extra or pay off the full balance at any time without penalties. The idea is to let you spread out the cost of your procedure while still giving you control and flexibility over how quickly you want to be debt-free.
How do I Apply for Beautifi Financing?
Applying is done online and is designed to be quick and secure. You simply click “Apply Now”.
If you prefer help over the phone, you can call 1-800-969-7034 and a Beautifi representative can walk you through the application process step by step. Have specific questions or want written guidance? You can also email the team at customersuccess@beautifi.com.
Whether you apply on your own or with support, the goal is to make the process smooth, clear, and stress-free.
If you prefer help over the phone, you can call 1-800-969-7034 and a Beautifi representative can walk you through the application process step by step. Have specific questions or want written guidance? You can also email the team at customersuccess@beautifi.com.
Whether you apply on your own or with support, the goal is to make the process smooth, clear, and stress-free.
Can I Finance Only Part of my Procedure Cost?
Yes. Our payment plans are flexible to fit your budget and lifestyle. If you’d rather pay part in cash, use savings, or combine with another payment method, you can choose to borrow only the portion you need through Beautifi.
This flexibility lets you customize how you pay. You can use Beautifi to pay for your whole loan or perhaps to top up what your budget won't allow. The goal is to make the total cost more manageable without limiting you to an “all or nothing” approach.
This flexibility lets you customize how you pay. You can use Beautifi to pay for your whole loan or perhaps to top up what your budget won't allow. The goal is to make the total cost more manageable without limiting you to an “all or nothing” approach.
Are Rates Fixed, and Can I Pay Off Early?
Beautifi offers fixed interest rates, which means your rate does not change over the life of your loan. Your monthly payments remain predictable from start to finish, making it easier to budget and plan around your financing.
All Beautifi loans are also open loans, which gives you full flexibility to repay sooner if you’d like. You can make extra payments, increase your payment amount, or pay off the full balance early without any penalties. This way, if your financial situation improves or you simply want to be debt-free faster, you’re rewarded… not punished for paying your loan down ahead of schedule.
All Beautifi loans are also open loans, which gives you full flexibility to repay sooner if you’d like. You can make extra payments, increase your payment amount, or pay off the full balance early without any penalties. This way, if your financial situation improves or you simply want to be debt-free faster, you’re rewarded… not punished for paying your loan down ahead of schedule.
